Thanks to Chuck Phillips and author Mr
Ungar…
Tue Mar 18, 2014 at 10:50 AM PDT
Today I'd like to bring your attention to a piece by Rick
Ungar at Forbes.com detailing the pesky facts about Obamacare that Republicans
would like to deny.
Let’s begin with the meme threatening that healthcare reform will lead to
a serious decline in full-time employment as employers reduce workforce hours
to below 30 per week in the effort to avoid their responsibility to provide
health benefits to their employees.
It turns out that there has, in fact, been
no such rush to reduce work hours. Indeed, numbers released last week reveal
that precisely the opposite is taking place.
According to the Bureau of Labor Statistics
(BLS), the number of part-time workers in the United States has fallen by
300,000 since March of 2010 when the Affordable Care Act was passed into law.
What’s more, in the past year alone—the time period in which the nation was
approaching the start date for Obamacare—full-time employment grew by over 2 million
while part-time employment declined by 230,000.
And it gets even more interesting.
So Obamacare is NOT relegating all of us to part-time jobs. Just
the opposite. As noted by Mr. Ungar it turns out that the number one instance
of worker's hours being cut is in the public sector where RW Governor's and
state legislatures have continued to wage a one-sided war on public sector
workers.
I'm strongly encouraging you all to read
the entire piece at the link here as Mr. Ungar has done a commendable job of going through
a mess of statistics to show how Republican complaints about Obamacare are
simply false.
And it should be noted, before Obamacare
went into effect Republicans could just make shit up and get away with it, but
now that we have factual statistics that show how the economy and workers have
been effected by Obamacare it is only going to get harder for the GOP to
continue to make shit up about what Obamacare actually is and how it will
effect you.
A few more thoughts on this subject below
the orange croissant of defiance.
Mr. Ungar goes on to blow up a few more
Conservative myths about Obamacare, including the tired trope of how soooo many
people are being kicked off their old health care plans because of Obamacare.
It turns out that the number of people who are losing their plans is almost
exactly the same as the number of people who would drop a new health insurance
plan to go on an employer provided plan in the long long ago pre-Obamacare.
I don't want to quote too much of Rick
Ungar's piece, you really should just read the whole
thing for yourself.
More to the point, Democrats have to start
LOUDLY defending Obamacare. That means being able to debunk obvious GOP lies as
well as being able to strongly support the outstanding benefits within the
bill. Every Democrat who wants to win should memorize this article by Rick
Ungar.
I think Mr. Ungar wrote a perfect ending to
his piece.
Facts matter—even when they screw up an effective disinformation
campaign.
And another from Chuck and Mr Ungar...
The Real Numbers On 'The Obamacare Effect' Are In-Now Let The Crow
Eating Begin
Rick
Ungar, Contributor
Forbes
Magazine, March 10, 2014
After years of negative speculation on the
part of the opponents of Obamacare, hard data is finally coming in with respect
to the anticipated negative side-effects of the law.
The results are guaranteed to both surprise
and depress those who have built their narrative around the effort to destroy
the Affordable Care Act.
Let’s begin with the meme threatening
that healthcare reform will lead to a serious decline in full-time
employment as employers reduce workforce hours to below 30 per week in the
effort to avoid their responsibility to provide health
benefits to their employees.
It turns out that there has, in fact, been
no such rush to reduce work hours. Indeed, numbers released last week reveal
that precisely the opposite is taking place.
According to the Bureau of Labor Statistics
(BLS), the number of part-time workers in the United States has fallen by
300,000 since March of 2010 when the Affordable Care Act was passed into law.
What’s more, in the past year alone—the time period in which the nation
was approaching the start date for Obamacare—full-time employment grew by over
2 million while part-time employment declined by 230,000.
And it gets even more interesting.
Despite the cries of anguish over the
coming destruction of private sector work opportunities at the hands of
Obamacare, it turns out that the only significant ‘cutter’ of work hours turns
out to be in the public sector where
cops, teachers, prison guards and the like are experiencing cuts in work time
as cities, states and universities seek to avoid the obligations of the health
reform law.
Correct me if I am wrong, but is it not the
very same folks who strenuously oppose Obamacare who are constantly screaming
for smaller government? Are these not the same people who have, for as many
years as I can recall, been carping about swollen government payrolls?
But the false narrative that has been
peddled to make us believe that the private sector can’t wait to lower our
hours of employment turns out not to be the only false note being played by
anti-Obamacare forces.
For months now, we have been pounded with
the story of the millions of Americans who have lost their non-group,
individual health insurance policy due to cancellations forced by Obamacare.
Yet, a new study just out by Lisa
Clemans-Cope and Nathaniel Anderson of the Urban Institute tells a very
different story.
How many times have readers, along with
television and radio audiences, read or heard me point out that few ever
expected to hang onto their individual insurance policy for longer than a year
or two following date of purchase? Long before there was Obamacare, it was
always clear that when someone purchased an individual health instance policy,
it was pretty much a given that they would either be moving on to an employer
provided group plan when they get a job or that their policy would respond to
the ordinary, pre-Obamacare changes that occurred from year to year and result
in the consumer having to purchasing a new plan after a short period of time.
Indeed, it was this very reality that made
it clear to those who follow the health insurance industry that Obama’s “If you
like your policy you can keep your policy” proclamation was a near
impossibility for those participating in the individual marketplace. This
simply wasn’t the way the individual market worked.
The Urban Institute study bears this out,
noting that “the non-group market has historically been highly volatile, with just 17 percent retaining
coverage for more than two years.”
While Obamacare foes have been quick to
jump on this statistic when it comes to condemning the President for uttering
his promise that you could keep your insurance if you are happy with your
policy, the same people have somehow managed to miss the reality that a huge
percentage of those who received cancellation notices last year were going to
get that notice even if the Affordable Care Act had never existed.
But that is not all that critics have been
missing as they’ve sought to exploit the supposed high number of cancellations
they claim are due to Obamacare.
To find out just how many people have really been put into an insurance fix,
the Urban Institute’s Health Reform Monitoring Survey, in December of 2013,
asked people between the ages of 18 and 64 the following question:
“Did you receive a notice in the past few
months from a health insurance company saying that your policy is cancelled or
will no longer be offered at the end of 2013?”
Note that the number of people who saw
their policy cancelled because it did not meet the Obamacare minimum
requirements was 18.6 percent—dangerously close to the 17 percent of individual
policyholders who were losing their individual market policies pre-Obamacare.
Also note that the 18.6 percent equates to roughly
2.6 million people whose plans were cancelled as a result of Obamacare—a
number well below the estimates of 5 million or considerably more being tossed
about by Obamacare opposition.
So, what happens to these folks who saw
their health insurance policy cancelled?
“While our sample size of those with
non-group health insurance who report that their plan was cancelled due to ACA
compliance is small (N=123), we estimate that over half of this population
is likely to be eligible for coverage assistance, mostly through
Marketplace subsidies. Consistent with these findings, other work by Urban Institute researchers estimated
that slightly more than half of adults with pre-reform, nongroup coverage would
be eligible for Marketplace subsidies or Medicaid.”
So what does this data tell us?
As a result of at least half of those
cancelled being able to either enroll in a Medicaid program or receive
subsidies on the healthcare exchanges, many—if not most—will now find health
care coverage at a price lower than previously paid while greatly improving the
quality of coverage.
Still, roughly one million people will have
to replace their cancelled policy with something that may cost them more. This
is not a good thing but it is far, far less dramatic than what we’ve been
hearing. It is also a part of the expected upheaval that has always—and will
always—result from the passage of reforms designed to benefit the greatest
number of people. Traditionally, those who are disadvantaged in this way find
that things are sorted out in amendments to the initial legislation, amendments
that can only result when Republicans in Congress stop playing politics and
begin the serious work of making the law better for Americans.
There is another problem noted in the
study—
Because of the amount of focus placed on
scaring the you-know-what out of people when it comes to the alleged dire
effects of Obamacare rather than educating them, people remain in the dark as
to what is available on the exchanges or via the state Medicaid programs.
Per the Urban Institute study—
“Yet making the best enrollment choice may
be difficult for consumers. HRMS findings show
that many people are not aware of the new
state Marketplaces, few know whether their state is expanding Medicaid, and
many lack the confidence to enroll, make
choices, and pay their premiums.”
Once again, politics trumps policy and the critical needs of those our elected
officials are sworn to serve.
I highly encourage everyone—whether friend
or foe of healthcare reform—to take a look at the study cited above and the BLS
statistics. While most all would agree that there are some repairs that need to
be made to the Affordable Care Act, workable fixes designed to benefit the
public and improve American healthcare cannot happen so long as politicians,
pundits and special interests are devoted to lying about what Obamacare means
and what it does not mean to the American public.
Facts matter—even when they screw up an
effective disinformation campaign.
So Obamacare is NOT relegating all of us to part-time jobs. Just the opposite. As noted by Mr. Ungar it turns out that the number one instance of worker's hours being cut is in the public sector where RW Governor's and state legislatures have continued to wage a one-sided war on public sector workers.
To find out just how many people have really been put into an insurance fix, the Urban Institute’s Health Reform Monitoring Survey, in December of 2013, asked people between the ages of 18 and 64 the following question:
Once again, politics trumps policy and the critical needs of those our elected officials are sworn to serve.
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